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FinMan — free personal finance & utility tracker

FinMan automates the boring parts of personal and family finance: bank statement import, AI meter-photo recognition for utility bills, car fuel and cost-per-km analytics, tenant meter readings and multi-currency budgets. Core features are free forever — premium adds AI statement parsing for new banks, automatic transaction categorization, and AI meter recognition from $2.99/month.

What the app does

FinMan is for individuals, families, landlords and car owners who want to know where the money goes without spreadsheet pain.

Explore FinMan

Direct links into the FinMan app and product pages.

Why I built FinMan

I started FinMan as a private tool — I just wanted to see where my money actually goes each month without spending evenings copying numbers from bank statements into a spreadsheet.

Every existing app I tried wanted too much manual input: type the amount, pick the category, enter the meter reading, attach the receipt. After a week I would give up. So I built FinMan around one rule: the less I have to type, the more I will use it.

That is why FinMan imports a whole month of bank transactions in one click, reads my utility meters from a photo, and remembers how I categorised things last time. The hard work is done by the app, not by me — and the numbers are there when I need them.

Along the way it grew to cover what I personally care about: family expenses split with my wife, fuel and cost-per-km for each car, utility bills across several addresses, meter readings from tenants, multi-currency. Nothing was added because it sounds nice on a feature list — every part exists because I use it.

Since it already works well for me, I made it public. If you want the same — a clear picture of your spending, household budget and recurring bills, with minimum data entry — FinMan is free to use, and only the AI features cost money (because they cost me money to run).

— Viktor, developer in Vienna · [email protected]

Free, useful, no spam

FinMan is built by one developer and earns its keep on a small premium tier — there is no ad tracking, no third-party analytics on the financial data, and the free plan covers all the daily-use features: personal & family finance, utility bills with limited meter photo recognition, multi-currency and basic bank import. Premium adds resource-intensive AI features — statement parsing for new banks, automatic transaction categorization, and AI meter photo recognition.